The Petal mission
At Petal, we're using fresh thinking & cutting-edge technology to make credit honest, simple & accessible. We use machine learning to analyze more data in our credit decisions, which means more people qualify, even if they've never had credit before. And we use behavioral science & smart, intuitive design to offer a simple, customer-centric product that's engineered to achieve better financial outcomes -- with straightforward terms & no fees whatsoever. The result is an exciting new approach to credit that has the potential to radically expand credit access & improve the lives of millions of consumers, shaking up a trillion dollar industry in the process.
To do this, we're bringing together exceptional talent from across disciplines & industries to shape the future of financial services & improve the lives of our customers in a meaningful way.
The Trust Role
We are working on revolutionizing credit through usage of personal cash flow in underwriting. Achieving this objective requires outstanding risk & fraud management. Fraud touches the entire customer life cycle & we intend to provide a safe, seamless & industry-leading experience for our customers. We are pioneering cash-flow underwriting in the space & we have an entirely new data source to deliver for customers & the business. This affords new data upon which we can evaluate & decision to get truly comfortable with a customer's identity. This role will have key input into strategy, data, capabilities, & execution across the customer life cycle.