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Zero // mobile banking app & debit card
Engineering, Full Time    Toronto, Ontario, Canada    Posted: Monday, August 19, 2019
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As an early member of our engineering team, youll have a direct impact on the success of Zero by building out our core foundations. Dealing with distributed systems, financial transactions, security, computer vision, & machine learning means your job will be as exciting as it is fulfilling.


  • Working with stakeholders inside & outside of Zero to define problems & codify requirements.
  • Design & implement software, in constant collaboration with the rest of Zero's engineering team.
  • Build systems that perform, scale, can't be compromised, & manage themselves using DevOps.
  • Being passionate about building the best financial services out there.


  • Performing banking operations with reliability, speed, scalability, & security
  • Determining customer eligibility & preventing fraud
  • Predicting customers' future balances based on past income, expenses & spending trends
  • Neverending threat analysis for attempted intrusion breaches as well as fraudsters


  • Computer Science degree (or equivalent), or certification in relevant backend-related technologies
  • Excellence in programming, including mastery of at least one object-oriented language & its ecosystem & of object-oriented principles & patterns (there's Python & Java here, & there may be more), as well as comfort with other paradigms
  • Solid knowledge of the technological fundamentals of developing applications for the Internet, including Unix/Linux, relational databases, HTTP & REST
  • Fluent in extreme programming practices & agile development, ruthless in testing, & eager to deliver as early & often as possible
  • Experience building distributed systems & working in a microservice-oriented infrastructure
  • Enthusiastic collaborator & clear & precise communicator in speech & writing inside & outside of Engineering
  • A track record of successful, substantial projects


  • Technical experience related to credit cards, banking or other areas of FinTech.
  • Expertise in information security
  • Facility with front-end web development
  • Experience with AWS, GCE, Docker, Kubernetes, & DevOps (automation-centric systems administration)


  • Zero is a financial services company that provides an elegant, mobile-first, modern banking experience. We combine the simplicity of a debit card with the rewards & benefits of a credit card.
  • We're looking for someone who shares our love of craftsmanship & our passion for improving banking for everyone.


  • We pay 100% of your medical, dental, & vision premiums
  • Well provide whatever equipment you need to succeed
  • Lunch & breakfast expenses paid
  • Standing desks for everyone
  • A beautiful office with a large kitchen filled with a variety of drinks, coffee, snacks, & breakfast sandwiches
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