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Our mission is to create the finance solution all businesses love through technology, elegant design, & an outstanding sense of customer care. At Qonto, we believe that great services come from great thinkers, that's why we strive to provide an environment that will allow you to feel comfortable & help you excel in your work. Check this video to have a preview of our method: The Qonto Way

Alexandre & Steve launched Qonto in July 2017, & the team has reached great achievements since then:
- Market leader for online SME banking in Europe
- 200,000 SME clients
- Outstanding customer satisfaction (App Store | Google Play | TrustPilot)
- Recognized as one of the best startups to work (LinkedIn | Glassdoor)
- 136 million raised 
- International investors with a solid fintech experience
- Qonto is part of the #Next40 index for 2021
- And 450+ happy Qontoers helping us building the finance solution of our dreams (just that!)

Our values:
- Ambition | We tackle big challenges no matter what
- Teamwork | We create magic by collaborating at the same speed
- Mastery | We pursue excellence through continuous learning & by facing challenges humbly every day
- Integrity | We are transparent & trustworthy with our clients & each other

As a Fraud & Operations Risk Manager at Qonto, you will be responsible for identifying all the operational risks (including Fraud) at Qonto, & defining all the processes & actions to be put in place to mitigate those & ensure business resilience.
You will be integrated into the growing Risk function & will directly report to Arnaud, our Senior Risk Lead.

As a Fraud & Operations Risk Manager at Qonto, you will

Identify & analyze operational risks Qonto is exposed to; by reviewing & keeping up to date the risk map.
Implement a risk monitoring & reporting framework. You will help the risk team to put in place their risk monitoring & reporting capability, by analyzing & identifying all the data sources required to compute all risk indicators. You will also ensure that those risk indicators are always up to date.
Act as an advisor & reviewer for all new features to be added to the Product; all new features are to be reviewed by the risk team, to ensure that all risks have been correctly identified & that safeguards have been designed.
Lead risk-reduction projects; at Qonto the risk team is strongly involved in different projects & often acting as a lead on the ones which are related to risk-reduction (for example, the risk team is leading the anti-fraud task force)
Maintain, develop & create the set of policies part of the Enterprise Risk Framework (for example fraud policy, operational risk policy, ...)

About You

Education: You have a Master's degree, with a specialization in Banking, Insurance, or Risk Management.
Mastery: You master Excel with its financial or risk modelling applications. SQL and/or Python experience would be a plus.
Languages: You are fluent in English, French would be a plus.
Hyper-growth environment: You are comfortable working in a fast-paced, entrepreneurial environment, where deliverables & priorities rapidly evolve.
Analytical mind: You have strong analytical skills & a critical mind, & you are able to present the findings of your work to any type of audience.


You got it: helping you succeed is our #1 priority. We have put together several perks to make your life easier & more will be added as Qonto grows further

Office & Team Life
- 3,200 sqm fully-renovated building near Opera with WeWork services
- Monthly team events, & yearly offsite (Barcelona, Sicily what's next?)
- Free coffee, snacks in the kitchen, & a budget allocated to managers for small team events
- The latest in Apple's equipment

Qonto's benefits
- From 2 days per week with a bonus of 12 additional days per year to Full remote, with the possibility in both cases to work from anywhere (+/-3 hours) up to 4 weeks per year 
- Career tracks that can match all expectations (Expert or Manager tracks): we believe in our Qontoers & we want them to progress on their journey at Qonto. And in addition, internal & international mobility is also promoted.
- A competitive salary package (healthcare, commute...)
- 5 days off in addition to the legal 25 days
- A Swile Card that you can use for lunch
- Access to thousands of gyms & activities for 10-30 a month, through our partnership with Gymlib
- Relocation package & visa sponsorship for international talents (we have 40+ nationalities based in Paris, Madrid, Milan & Berlin)
- An inclusive environment with a real focus on parity (40% of our teams are women) 
- Special parenthood policy (we are part of the Parental Act program)
- Childcare Benefits (reserved day-care places for your little ones) & subsidies/discounts with selected childcare partners
- Access to Moka Care, a digital platform to take care of your mental health

How we have adapted our hiring process during the Coronavirus crisis:

Is Qonto still recruiting?
There are so many questions you may be asking yourself. The current public health crisis may have you doubting whether you should even be applying right now. 
We strive to be the finance solution all businesses love. To continue to reach this goal, we need to hire talent more than ever. That's why we guarantee a fully remote hiring process for all candidates!
We are lucky to have digital tools to help us continue to live & work as best we can despite everything going on.

Here is what you can expect from our adapted recruitment process:

- A 60 min video call with one of our talent acquisition managers to better understand your career plan & answer any of your questions
- A 60 min video-call with your future manager to create a strong alignment on what they will expect from you & tell you more on their way of operating
- A fully remote exercise to evaluate your abilities & give you a taste of what you could work on at Qonto
- Video calls with future team members to help you envision yourself at the company
- A Final video-call with the manager of your future department and/or one of our C-level/Founders

We will send you an interview guide so you can best prepare yourself.
On average our process lasts 20 working days & offers usually follow within 48 hours
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