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Better // digital mortgage
New York, New York    Posted: Thursday, September 05, 2019
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Were one of the fastest growing homeownership companies in America. Why? Because were building a better way to get home & our customers love it. By combining smarter technology with an award-winning team of mortgage experts, were making homeownership so simple it feels magical.

So far, weve:

  • Helpedmore than 10,000 familiesget home
  • Financed over$3Bin loans
  • Saved families an average of$32,000in fees over the life of their loans
  • Grew our geographic coverage to37states, up from 15 states from a year ago

And were not slowing down. We continue to outpace the rest of the industry at every turn.

Our backers have helped build some of the most transformative tech & finance companies in history. Kleiner Perkins, Goldman Sachs, IA Ventures, Ally Bank, American Express, & others have invested over $150MM in Better & our vision of making homeownership magical.

A Better opportunity:

Better is looking for a Processing Expert to join our team. This person will be responsible for conducting detailed credit analysis of loan applications & managing the collection of all required loan documentation to obtain final credit approval. The ideal candidate will be a highly organized communicator capable of making sound decisions while maintaining composure in a fast-paced environment.

Beyond producing high quality loans, our goal is to build a product that will ultimately reduce the cost of homeownership in America. With offices in Costa Mesa, Charlotte, San Francisco & Gurgaon, we are quickly expanding in order deliver a delightful borrower experience through a combination of technology & people.

In joining our team, you will have a unique opportunity to join a fast-growing team & you will play a critical role in delivering on the Better mission.

Responsibilities will include:

  • Perform thorough analysis of applicant's income & expense data, self-employment documentation, credit reports, & property valuations in order to affirm borrower qualifies for loan
  • Verify & analyze all necessary financial information & documentation; ensure that loan files contain all necessary credit & legal documents to satisfy underwriting conditions
  • Calculate qualifying ratios, determine creditworthiness
  • Proactively manage a pipelinein a timely, accurately, & efficiently manner.
  • Request & manage organization of borrower loan documentation
  • Work effectively with cross-functional teams in Operations (title, valuations, underwriting, closing) to close loans

About You:

  • Strong communication, organization, & time management skills
  • Ability to troubleshoot & solve problems independently
  • Ability to maintain composure in a fast-paced environment
  • Experience processing (or underwriting) FNMA, FHLMC, FHA & Jumbo mortgagespreferred, but not required
  • Knowledge of agency conventional underwriting product guidelines & familiarity with Desktop Underwriter (DU) preferred, but not required

Things we value:

  • Curiosity.Why? How? Repeat.
  • Nerdiness.Financial news & trends are fascinating. Seriously.
  • Relentlessness.No one here gives up. We try. We fail. We try again.
  • Passion.If you dont get excited about homeownership, mortgages, & real estate, it simply wont work.
  • Smarts: book & street.We have to use all the tools at our disposal to build Better.
  • Empathy & Compassion.You understand that people's biggest dreams are in your hands.
  • Communication.Can you ask for help or put your hand up when you dont understand?
  • Building.Doing. Making.Yes, we have to do a lot of thinking & talking to figure this stuff out, but you cant wait to leave the conversation & build it.


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