Circle is a global financial technology firm that enables businesses of all sizes to harness the power of digital currency & public blockchains for payments, commerce & financial applications worldwide. Circle's platform has supported over 100 million transactions worth tens of billions of dollars, with nearly 10 million retail customers, over a thousand businesses, while storing & securing more than $5 billion in digital currency assets. Circle is also a principal developer of USD Coin (USDC), which together with Coinbase & the Centre Consortium oversees the standards & protocol for what has become the fastest growing, regulated, fully-reserved stablecoin. USDC now stands at well over $10 billion market cap & is adding nearly $300 million net new digital dollars in circulation every week. Today, Circle's transactional services, business accounts, & platform APIs are giving rise to a new generation of financial services & commerce applications that hold the promise of raising global economic prosperity for all through programmable internet commerce.
What youll be part of:
With the mission To raise global economic prosperity through programmable internet commerce, Circle was founded on the belief that blockchains & digital currency will rewire the global economic system, creating a fundamentally more open, inclusive, efficient & integrated world economy. We envision a global economy where people & businesses everywhere can more freely connect & transact with each other with new technologies for digital money. We believe such a system can raise prosperity for people & companies everywhere. Our mission is powered by the values we espouse & which we expect all Circlers to respect. We are Multistakeholder, serving the needs of our customers, our shareholders, our employees & families, our local communities & our world. Furthermore, we are also Mindful, Driven by Excellence, & High Integrity.
What youll be responsible for:
As a Senior Anti-Money Laundering (AML) Analyst, youll join our AML & Sanctions Team helping understand the risks posed by our customers at onboarding & throughout the lifecycle. The ideal candidate is a highly motivated, inquisitive individual with a background in AML compliance, who is extremely customer focused & comfortable liaising with customers via email & video conference.
What you'll work on:
- Conduct KYC onboarding of institutional customers, reviewing client documentation/information for sufficiency, accuracy & legitimacy.
- Conduct EDD reviews of high risk to determine the AML/sanctions risk posed to Circle by the customer & make recommendations on whether to retain high risk customers while achieving Circles mission.
- Perform periodic reviews of customer accounts to ensure activity is consistent with expectations.
- Meet with customers to help them understand Circles products, & the compliance associated with those products.
- Work closely with the Revenue team to ensure business objectives are being met, while protecting Circle from money laundering & terrorist financing risk.
- Identify red flags, suspicious activity, investigate patterns / typologies & work on appropriate solutions.
- Conduct sanctions, PEP, & adverse media checks.
- Ensure customers are compliant with the laws & regulations to satisfy Circles obligations to the appropriate regulatory authorities.
You will aspire to our four core values:
- Multistakeholder - you have dedication & commitment to our customers, shareholders, employees & families & local communities.
- Mindful - you seek to be respectful, an active listener & to pay attention to detail.
- Driven by Excellence - you are driven by our mission & our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity & you work intensely to achieve your goals.
- High Integrity - you seek open & honest communication, & you hold yourself to very high moral & ethical standards. You reject manipulation, dishonesty & intolerance.
What you'll bring to Circle:
- Proficiency in Google Suite, Slack & Macbook preferred.
- A passion for harnessing the power of digital currency & blockchain technology & services built on top of it.
- B.A./B.S. degree; quantitative or technical degree a plus.
- 4+ years experience performing KYC at a financial institution or consulting, ideally in FinTech.
- An innovative & creative mind looking to suggest new solutions to old problems.
- Strong organizational, analytical, written, & verbal communication skills.
- Excellent decision making skills, bias for action & sound judgement.
- Ability to maintain a strong operational focus with the ability to manage time sensitive workflows across competing priorities.
- CAMS, CFCS or CFE certification is a plus.
We are an equal opportunity employer & value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.