The Petal mission
At Petal, we're using fresh thinking & cutting-edge technology to make credit honest, simple & accessible. We use machine learning to analyze more data in our credit decisions, which means more people qualify, even if they've never had credit before. And we use behavioral science & smart, intuitive design to offer a simple, customer-centric product that's engineered to achieve better financial outcomes -- with straightforward terms & no fees whatsoever. The result is an exciting new approach to credit that has the potential to radically expand credit access & improve the lives of millions of consumers, shaking up a trillion dollar industry in the process.
To do this, we're bringing together exceptional talent from across disciplines & industries to shape the future of financial services & improve the lives of our customers in a meaningful way.
The Risk Role
We are working on revolutionizing credit through usage of personal cash flow in underwriting. Achieving this objective requires outstanding risk management. Risk touches the entire customer life cycle & we intend to provide a safe, seamless & industry-leading experience for our customers. We are pioneering cash-flow underwriting in the space & we have an opportunity to use an entirely new data source to deliver for customers & the business.