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Our mission? To create the finance solution that energizes SMEs & freelancers, so they can achieve more. We simplify everything from everyday banking & financing, to bookkeeping & spend management. At Qonto, we are passionate about creating the best product, one with a strong impact & a great user experience. So, if you're looking for an ambitious team that's modernizing a dusty industry thanks to design & technology combined with great customer care, get in touch! Find out more about the Qonto Way here.

Alexandre and Steve launched Qonto in July 2017, & the team has achieved great things since then:
- Market leader for online SME banking in Europe
- 250,000 SME clients
- Outstanding customer satisfaction (App Store | Google Play | TrustPilot)
- Recognized as one of the best startups to work for (LinkedIn | Glassdoor)
- €622 million raised so far with a €4.4 billion valuation after Series D
- International investors including Valar, Alven, Tencent, DST Global, Tiger Global, TCV, Alkeon, Eurazeo, KKR, Insight Partners
- 4 offices in Paris, Berlin, Milan, & Barcelona
- And 500+ happy Qontoers building a finance solution businesses love to use

Our values:
Ambition | We tackle big challenges. No matter what
Teamwork | We create momentum by working together, at the same speed
Mastery | We pursue excellence through continuous learning. We face challenges with humility. Every day
Integrity | We're open. We're honest. And we earn the trust of our clients & each other

As a Regulatory Expert at Qonto, you will be responsible for advising everyone at Qonto on how to identify, prevent & manage non-compliance risks. You will be a key contact in the team to work on strategic & product initiatives to support Qonto's hyper-growth.
You will be joining the growing Regulatory team & will directly report to Alexandre, our Lead Regulatory & Governance.

‍‍ As a Regulatory Expert at Qonto, you will

Actively participate in projects led by Qonto's Strategy, Product, & Growth to advise on the regulatory requirements, & act as a solution-oriented stakeholder.
Lead on strategic regulatory analyses targeted for Qonto's senior management, in close collaboration with the Lead Regulatory. Regular topics include licensing requirements, prudential rules, payment services, outsourcing, & data protection.
Manage the relationship with Qonto's supervisory authorities, cooperating with the rest of the Regulatory team. You will ensure that Qonto provides accurate, precise, & consistent replies to our Supervisors.
Support Qonto's teams in identifying non-compliance risks & in designing regulatory action plan to cover them. You will also ensure that Qontoers are trained on compliance topics.
• Be ready to tackle new challenges & take on new topics as the Regulatory team grows.


What you can expect

• Be part of the strategic projects for Qonto & interact closely with a wide variety of teams (Strat, Product & Legal, etc.) across our four markets
• Work in a very dynamic & business-oriented Regulatory team (within the growing Risk & Compliance function)
• Be one of the key experts in Qonto's second line of defense to support teams in the compliance risk management


About You

Experience: You have at least 5 years of experience in a licensed institution, with a focus on compliance.
Business-oriented & team spirit: You approach regulatory requirements through an operational lens & are open to challenge & creativity from the teams which you support.
Communication: You are sharp & smooth in communicating regulatory constraints & risks, incl. to senior management.
Mastery: You have a good master of the regulatory topics related to Banking, & more specifically Payment Services. You are able to explain them to any type of audience to highlight the non-compliance risk...
Languages: You are fluent in English & French. Italian, Spanish or German would be a plus.
 
 
 
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