THE COMPANY

MPOWERs borderless loans & scholarships enable students from around the world to realize their full academic & career potential by attending top universities in the U.S & Canada. 

As a mission-oriented fintech/edtech company, we move extremely quickly & leverage the latest technologies, global best practices, & heavy analytics to tackle one of the biggest challenges in financial inclusion. Were backed by over $150 million in equity capital from top global investors, which enables fast growth & provides our company with financial stability & a clear path to an IPO over the coming years.

Our global team is composed of former management consultants, financial service & technology professionals, & other experts in their respective fields. We work hard, have fun, & believe strongly in our cause. For us, MPOWERs mission is personal.

As a member of our team, youll be challenged to think quickly, act autonomously, & constantly grow creatively in an environment where fast change & exponential growth are the norm. Ideation & implementation happen very quickly. We value feedback & emphasize personal & professional development by providing the resources you need to further your skills & grow with the company. MPOWER is committed to cultivating your strengths & curiosity & helping you make an immediate impact.

MPOWER has been named one of the best fintechs to work for by American Banker for the past 5 years in a row. We are honored to be nominated by multiple agencies & publications for our leadership in Tech, diversity & social impact. We pride ourselves on being a growth company for grown-ups, where there are no pool tables but rather great health, education, & maternity/paternity benefits instead. Our team diversity has been recognized as well; were one of the most diverse workforces in the world in terms of nationality, gender, religion, age, sexual orientation, & educational background.

THIS IS A FULL-TIME POSITION BASED IN BANGALORE, INDIA 

THE ROLE

We are looking for a highly motivated & experienced Credit Analytics Manager to join our team. In this role, you will be supporting portfolio monitoring, insights & other credit forecasting initiatives. Your responsibilities will include, but are not limited to:

• Monitoring of portfolio performance & visualizing insights, performance, & trends in inputs/outputs for effective communication & decisioning
• Tracking of credit decisions,strategies, forecast & actions across acquisitions, servicing, & collections with a view of continuous improvement of processes 
• Monitoring the competitive & economic environment with respect to credit performance & portfolio compositions
• Providing projections on key credit measures & stress testing them across scenarios.
• Maintaining & upgrading the credit analytics tools & datasets while working cross functionally to build the credit analytics infrastructure.

THE QUALIFICATIONS

• Bachelors Degree in a quantitative discipline like Economics, Finance, Mathematics, Statistics or related field, advanced degree preferred
• At least five years experience in data analytics, credit analytics, and/or risk management.
• Practical experience with statistical platforms such as R, Python, SAS, SPSS, or Matlab
• Advanced data modeling & data programming skills using large, complex data schemas 
• Experience in alternative/thin file credit risk scoring a plus
• Extremely detail oriented & organized
• Ability to explain analytical concepts to non-technical audiences
• Self-directed with proven ability to research complex issues, work independently & multi-task several projects efficiently along with displaying a willingness to learn & adapt to changing scenarios

A passion for financial inclusion & access to higher education is a must, as well as comfort working with a global team across multiple time zones & locations!

In addition, you should be comfortable working in a fast growth environment, meaning a small agile team, fast-evolving roles & responsibilities, variable workload, tight deadlines, a high degree of autonomy, & 80-20 everything.