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Hi, we're Oscar. We're hiring a VP, Insurance Product Innovation & Development to join our Market Management team.
Oscar is the first health insurance company built around a full stack technology platform & a focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselvesone that behaves like a doctor in the family.
About the role
The Vice President of Insurance Product Innovation & Development will lead product strategy, product design & product management for Oscars current & future insurance product portfolio. This leader will work with Market, actuarial, sales & network partners to achieve Oscars long term membership & financial goals & ensure that our products are aligned with market demands, company goals, & regulatory requirements. They will drive innovation by leading cross-functional teams while balancing technical capabilities with business objectives to develop products that satisfy customer demands, foster a competitive edge, & increase revenue. The VP will also lead a team to deliver key insights, analysis, & recommendations to senior leadership, thereby influencing strategic decisions & promoting organizational growth.
You will report to the SVP, Market Management.
Work Location:
Oscar is a blended work culture where everyone, regardless of work type or location, feels connected to their teammates, our culture & our mission.
If you live within commutable distance to our New York City office (in Hudson Square), our Tempe office (off the 101 at University Dr), or our Los Angeles office (in Marina Del Rey), you will be expected to come into the office at least two days each week. Otherwise, this is a remote / work-from-home role.
You must reside in one of the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, or Washington, D.C. Note, this list of states is subject to change. #LI-Remote
Pay Transparency:
The base pay for this role is: $232,000 - $304,500 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, company equity grants & annual performance bonuses.
Responsibilities
- Define & lead the product development strategy for new & existing insurance products, aligning with the companys vision, growth objectives, & customer needs.
- Build, mentor, & manage a high-performing product development team, fostering a culture of innovation, accountability, & continuous improvement.
- Establish an industry-leading understanding of shifting & unmet consumer needs & programmatically share relevant consumer insights within the organization
- Identify new opportunities through conducting primary & secondary market research, analyzing internal & external customer data, & staying ahead of industry trends to deliver differentiated, sustainable, & scalable products.
- Collaborate with key stakeholders to deliver product innovation & growth in key markets
- Work closely with Market Leaders, Actuarial, Sales, & tech teams to develop & refine products, ensuring they meet customer demands & comply with all regulatory requirements.
- Oversee & optimize the insurance product portfolio, building a pipeline of potential concepts that advance to scale through a disciplined stage-gate process to build incremental confidence product performance aligns with company financial goals & strategic targets.
- Leverage customer insights, industry trends, UX/product design best practices, & data analytics to inform product decisions & ensure consumer-centric design.
- Maintain up-to-date knowledge of industry regulations, & ensure all products meet regulatory & compliance standards, working with the regulatory affairs team to influence policy where needed to solve consumer problems.
- Monitor product performance metrics & KPIs, adjusting strategy as needed to optimize profitability, customer satisfaction, retention, & market share.
- Compliance with all applicable laws & regulations
- Other duties as assigned
Qualifications
- 15+ years in health insurance product development
- 5+ years in a senior leadership role
- Experience across multiple insurance products
Bonus Points
- 5+ years experience in consumer product development
This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves & find both belonging & support. We're on a mission to change health care -- an experience made whole by our unique backgrounds & perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, & experience. Full-time employees are eligible for benefits including: medical, dental, & vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life & disability insurance, & paid wellness time & reimbursements.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicants disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.
Artificial Intelligence (AI) Guidelines: Please see our AI Guidelines for the acceptable use of artificial intelligence during the interview process at Oscar.
California Residents: For information about our collection, use, & disclosure of applicants personal information as well as applicants rights over their personal information, please see our Notice to Job Applicants.
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