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Visa // credit cards
Product, Full Time       Posted: Wednesday, September 04, 2019
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  Company Description

As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable & secure payment network - enabling individuals, businesses, & economies to thrive. Our advanced global processing network, VisaNet, provides secure & reliable payments around the world, & is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device, & fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network & scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, & be part of an inclusive & diverse workplace. We are a global team of disruptors, trailblazers, innovators & risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, & doing meaningful work that brings financial literacy & digital commerce to millions of unbanked & underserved consumers.

You're an Individual. We're the team for you. Together, let's transform the way the world pays.

Job Description


The Products organization drives consumer product innovation & development for Visa in China. The Team identifies, prioritizes & builds alliances & solutions for new products, platforms & market segment penetration. The Team focuses on product/service strategy, market development, product innovation & development, product deployment, enhancements management & strategic alliances.
The Products Analyst supports the development, implementation & digitalization of premium product local platforms (including core benefits, merchant offers & events) as well as the localization of regional product platform benefits - in order to grow Visa's card base & payment volume. The Analyst also supports the development & implementation of issuer initiatives (e.g., card acquisition/activation/upgrade campaign, usage promotion activity) & product digitalization & customization programs. The role works with vendor/merchant partners & Visa local & regional stakeholders (including the AP Products team) to achieve agreed business objectives.
The role reports into Senior Director, Consumer Solutions for East & South Region.

Support development, implementation including digitalization of local product platforms & localization of regional product platform benefits:
o Benefit/offer solicitation & coordination
o Collection of offer materials & creation of issuer communications
o Contract management & internal approvals coordination
o User experience optimization via user centric design & digital capability enhancement
o Program tracking & reporting
o Handling of vendor/merchant requests & inquiries
o Coordination with other markets for offer promotion/communication
Develop & implement issuer initiatives & product customization programs (including vendor/merchant partner development & deployment, documentation, budgeting, internal approvals & reporting)
Track cardholder utilization & results of products/programs & make timely tactical changes in response to fast changing consumer & issuer landscape in China;
Evaluate the effectiveness of platform & key product portfolios, generate activity reports & formulate plans to improve performance
Respond to requests for data analytics & research
Keep up with new market development including Card Value Proposition & digitalization
Collaborate with other Visa internal stakeholders to deliver performance goals including but not limited to Business Development, Merchant Services & Acquiring, Hub Products, Digital Deployment & Solutions, Marketing, Operations, Sourcing, Compliance, Legal & Finance etc.

  • Minimum of 3+ years of progressive experience in the payments, e-Commerce or financial services industry, familiarity with Visa systems & processes preferred
  • Self-starter, able to work independently & juggle multiple priorities
  • Analytical & strategic thinker
  • Strong project management & prioritization skills
  • Good interpersonal & communications skills
  • Good command of spoken & written English & Mandarin Chinese
  • MS Office proficiency (PowerPoint, Excel, Word)
  • Bachelor's degree or higher
Additional Information

The function that this individual performs is key to delivering on Visa's Expand Access strategic pillar. It forms a part of Visa's Acceptance development, merchant relations, interchange management & industry stakeholder management team. Failure to deliver on those commitments can have a visible & pronounced impact on Visa's revenues, reputation & brand image, & in some cases, can expose the company to financial liability. Hard work, high integrity & honesty are non-negotiables.

All your information will be kept confidential according to EEO guidelines.

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