At Acorns we look after the financial best interest of the up-and-coming.  We are innovators. We make bold decisions. We stay curious, inspiring one another to push past all previous thresholds of possibility.  We are one team & are building a diverse community of team members, partners, & customers from all walks of life to foster creativity, challenge conventional thinking, & put the tools of wealth-making in everyones hands. 

We are looking for missionaries who are rooted in purpose, to join our team. We can achieve our goals if we are a team of missionaries working toward a shared purpose & mission. 

Our mission? With benevolence & courage, we look after the financial best interests of the up-and-coming; beginning with the empowering, proud step of micro-investing.

How do we accomplish our mission? Our values. 

Lead With Heart 

With compassion, integrity, & tenacity, inspire yourself & others to move past all previous thresholds of possibility

Make Bold Decisions

We are creating a new world. Be optimistic, adventurous, & courageous. Leap fearlessly into the future

Always Build Trust

Say what you mean, mean what you say, & do what you say youre going to do. We are all owners. We are one team

Never Stop Growing

Change IS the constant. Stay hungry & curious. Be relentless in the pursuit of progress

Find a way

Never settle, no excuses, nothing is impossible. Just make it happen

Our values guide us, & our mission drives us. 

Come join us & help deliver financial wellness for the whole family, creating compound growth at every life stage.

Senior Compliance Officer | Acorns

Acorns is seeking a Senior Compliance Officer to join our team.  You must have the ability to evaluate risk & make decisions while meeting deadlines in a fast-paced environment.

The ideal candidate for this role should have a Bachelors degree, 7+ years experience with a Financial Services company, & active FINRA Series 7, 24, 63, & 65 (or 66) licenses. The candidate should also have a strong understanding of financial regulations while demonstrating the ability to work well with all levels of the organization. Were looking for someone who is passionate about compliance & has the commitment to help us meet our goals.

With limited supervision, this role handles routine to moderately complex issues & combines analysis, wisdom, & experience to arrive at sound conclusions & make thorough recommendations & actionable plans to improve compliance processes. 

This role has the option to be remote or based in our Irvine, CA, or New York, NY offices.

Key Responsibilities:

• Draft & implement internal policies & procedures
• Participate in the Compliance Departments testing of supervisory controls, 3120 & 206 Testing Projects
• Assist with reports summarizing the results of testing, including metrics & key benchmarks
• Review marketing materials & communications for the business, to ensure consistency with regulatory guidelines & internal policies 
• Assist with reviewing & documenting Customer Complaints
• Develop & implement training programs for employees on compliance issues
• Investigate potential compliance issues & recommend solutions
• Assist with regulatory inquiries & examinations
• Work with all levels of the organization to ensure compliance
• Maintain current knowledge of regulatory changes  

Within 1 month, you will:

• Become well-versed in the firms culture & product offerings & organizational structure by meeting with key partners & reviewing key documentation.
• Complete Acorns best-in-class onboarding, Acorns Seedling Program
• Participate in a virtual coffee session hosted by Acorns CEO, Noah Kerner
• Attend your first community-wide virtual all-hands meeting

Within 3 months, you will:

• Start planning strategic goals & objectives consistent with & in furtherance of the firms mission statement
• Review your 30-60-90 day goals & accomplishments with your manager
• Engage in Acorns Community & Heritage celebrations
• Receive operational updates from our GoHenry & PixPay team members during Acorns quarterly global virtual all-hands session

Within 6 months, you will:

• Be fully integrated into the compliance program
• Oversee key strategic initiatives
• Provide subject matter expertise to key business partners
• Proactively work to identify & mitigate regulatory, legal, & reputational risk
• Model Acorns cultural principles to other team members & employees
• Complete a Performance Development Check-in to align on Performance & Values Rating Trends

What you will bring to Acorns:

• 7 or more years of applicable experience with a Financial Services organization
• FINRA SIE, Series 7, 24, 63, & 65 (or 66) licenses required
• Bachelors degree
• Ability to work on multiple priorities & meet deadlines in a fast-paced environment
• Excellent written, verbal, & communication skills
• Highly effective problem solving, & critical thinking skills
• Excellent planning, organizational, & analytical skills with attention to detail
• Ability to evaluate risk & make decisions accordingly
• Work independently or in a team environment, under tight deadlines
• Hands-on experience supporting compliance programs
• Thirst for delivering game-changing products
• Exceptional drive & precision in delivery
• A belief that your work is tied to your life's mission
• Optimistic about the potential of societal change

You are not expected to have experience with all listed requirements aside from the identified licenses. If you feel passionate about Acorns' mission, vision, & values, please apply.  

What we offer: 

• Competitive salary & stock options
• A comprehensive benefits package to meet the needs of you & your family
• Flexible work hours, location, & paid time off 
• 401k discretionary match
• Monthly Acorns account contribution & GoHenry account for your family
• Wellness Days - Company-wide quarterly days off to rest + recharge
• Mindfulness, Mental Health, & Financial Wellness resources: Headspace, Ginger, & Addition Wealth are offered at no cost to you
• Acorns Career Development Program (Monthly Acorns to Oaks training sessions, development plans, quarterly development check-ins, Cornerstones online training platform)
• Roots Leadership Program for emerging leaders
• Monthly community celebrations, events, panel discussions, & speakers
• Talented & motivated team members who care deeply about one another, our mission, & our customers.
• The rare opportunity to create a new world. We inspire one another every day to do meaningful work that solves big societal challenges.

About Acorns:

Acorns is how everyday consumers save & invest for the long term. To date, customers have invested over $15 billion with Acorns, much of it in spare change. By putting the tools of wealth-making in everyone's hands, Acorns has become the largest subscription service in U.S. consumer finance, serving over 10 million everyday Americans. Customers get automated investing in diversified portfolios, a simple retirement product, a bank account that helps people spend less to invest more, & bonus investments from 20k brands. Plus, everyday Americans can easily invest in their kids & get money news they can use, all from the same app. From acorns, mighty oaks do grow!

Mission:

With benevolence & courage, we look after the financial best interests of the up-and-coming; beginning with the empowering step of micro-investing.

Values:

• Lead With Heart
• Make Bold Decisions
• Always Build Trust
• Never Stop Growing
• Find a Way

Commitment to a diverse community: 

Acorns is committed to building a diverse community of customers, partners, & team members. We believe that fostering diversity not only fuels creativity but also challenges conventional thinking & helps us properly represent the unique experience of the everyday consumer that we serve. 

Compensation Information:

The pay range for this position at commencement of employment is expected to be between $115,000 & $130,000/year; however, base pay offered may vary depending on multiple individualized factors, including market location, job-related knowledge, skills, & experience. The total compensation package for this position may also include other elements, including equity grants & discretionary cash bonus awards in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility & various paid time off benefits, such as vacation, sick time, & parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.

If hired, the employee will be in an at-will position & the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, & market factors.

Application Deadline: 

This application was originally posted on 1/23/2024. The Company reasonably aims to fill this position on or about 3/04/2024, & to accept applications until filled. However, depending on multiple individualized factors, including the Companys reasonable business needs & the number of applicants, such deadline may change.