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<CENTER>DRAFT: SUBJECT TO CHANGE</CENTER><CENTER>4th Annual Event</CENTER><CENTER> </CENTER><CENTER>Digital Financial Services & Emerging Payments</CENTER><CENTER>Disruption, Development And Innovation In A Global Context</CENTER><CENTER> </CENTER><CENTER>May 1 2015</CENTER>
<H1 STYLE="margin: 0in; margin-bottom: .0001pt; text-align: center; text-indent: 0in;" ALIGN="center">ColumbiaInstitute for Tele-Information (CITI), </H1>
<H1 STYLE="margin: 0in; margin-bottom: .0001pt; text-align: center; text-indent: 0in;" ALIGN="center">Columbia Business School</H1>
<H1 STYLE="margin: 0in; margin-bottom: .0001pt; text-align: center; text-indent: 0in;" ALIGN="center">Room 301</H1>
The ability to pay efficiently, reliably and securely is one of the hallmarks of the development of modern economies.
This annual conference looks at the disruptive effect and real-world implementation of mobile payments, mobile financial services and crypto currencies in the developing and developed world.
It is the only one-day, high-impact, global event that brings together a high-level group of international speakers featuring entrepreneurs, US & International regulators, investors, academics, payment aggregators, banks, philanthropists, manufacturers, lenders, law enforcement, payment organizations, and industry analysts.
Learn about:
<UL>
<LI>New banking and payment products aimed at Millennials and the unbanked, underbanked, and underserved</LI>
<LI>Global payment companies and mobile integrators</LI>
<LI>Non-bank payments in the developed and developing world</LI>
<LI>Payment security</LI>
<LI>Privacy in Payments</LI>
<LI>US Cybersecurity Policy</LI>
<LI>Anti Money Laundering and Fraud</LI>
<LI>Consumer protection</LI>
<LI>Lending Via Mobile</LI>
<LI>Samsung Pay</LI>
<LI>Apple Pay</LI>
<LI>Android Pay</LI>
<LI>EMV and Liabilty Shift</LI>
<LI>Near Field Communication & Host Card Emulation</LI>
<LI>Financial Inclusion</LI>
</UL>

CONFERENCE OUTLINE
08:30-08:40OPENING REMARKS
Introduction To The Conference Issues & Agenda
Prof Eli Noam, CITI Director, Professor of Economics and Finance, Columbia University

08:40- 08:45The Global Emerging Payments Opportunity
Dr Leon Perlman, Conference Organizer, CITI, Columbia University, & Lethan Consulting

<H2 STYLE="margin-top: 0in; margin-right: 0in; margin-bottom: 3.0pt; margin-left: 0in; text-indent: 0in;">PAYMENTS IN THE DEVELOPED WORLD</H2>

Moderator:TBC

08:45-09:00
The State Of Mobile Payments Globally
Howard Hall,MD, Consult Hyperion, Boston

09:00-09:15
Digital Banks
Chris Skinner, The Financial Services Club, UK

09:15-09:30
The Orange Experience in Mobile Payments
Thierry Millet, Head of Mobile Money, Orange, France
 
09:30-09:45
Q&A with all session speakers
 
EMERGING PAYMENTS IN THE DEVELOPING WORLD
<H3 STYLE="margin-left: 0in; text-indent: 0in;">Moderator:TBC</H3>

09:45-10:00
The Role Of Mobile Financial Services InEnhancing Financial Inclusion
Sacha Polverini, Senior Program Officer, Financial Services for the Poor, Bill & Melinda Gates Foundation, Seattle
10:00-10:15
The State of Digital Financial Services in The Developing World
Dr Simone di Castri, Regulatory Director, Mobile Money for the Unbanked, GSM Association, UK/NY

10:15-10:30 Coffee Break
10:30-10:45
Use Of Digital Finance In The Response To The Ebola Crises
Better Than Cash Alliance, United Nations, New York (I-TBC)
10:45-11:10
Roundtable: Uptake In The Developing World
Dalia Cohen, Head of Financial Inclusion, Econet, Zimbabwe
Alvin Okari, Mobile Money, Millicom International, Rawanda
Ann Camarillo, President & CEO, Boloro, Dubai
Serge Elkiner, CEO, YellowPepper, Miami
Vince Kader, CEO, Telpin, Canada
11:10-11:20
Q&A with all session speakers

<H1>EMERGING & MOBILE PAYMENTS IN RETAIL</H1>
<H1>Moderator:Jason Oxman, CEO, US Electronic Transactions Association, Washington DC</H1>
<H1>11:20-11:35</H1>
<H1>Disruption In Payments: the merchant perspective</H1>
Deckers Davidson, CEO, MCX, Boston
11:35-11:50
The Rise Of The Manufacturer-led Payment Ecosystem: Samsung Pay
Nalin Chakoo, Product Stategy and Business Development Manager, Samsung Mobile, San Fransisco (TBC)
11:50-12:15
Roundtable: Payment Initiatives Global Payment Systems & Mobile
Mamta Rodriguez, Visa, USA
Mung Ki Woo, Executive Vice President, Mobile at MasterCard
Stefan Happ, General Manager of Online and Mobile North America, Amex
Deckers Davidson, CEO, MCX, Boston
Nalin Chakoo, Product Stategy and Business Development Manager, Samsung Mobile, San Fransisco (TBC)
12:15-12:30
Q&A with all session speakers
12:30-1:30 Lunch
 
INVESTORS & ENTREPRENEURS - OPPORTUNITIES & CHALLENGES
Moderator:TBC

1:30-1:45
The Venture Capital View of Mobile Payments & Payment Systems - Winners & Losers
Jonathan Whittle, Managing Director, Accion Frontier Investment Group, Boston

1:45-1:55
Transport Innovation in Mobile (TBC)
 
1:55-2:05
Lending Innovation to Merchants Using Mobile in the Developing World
Ben Lyon, CEO, Kopo Kopo, Nairobi, Kenya
 
2:05-2:15
Solar & Mobile: Converged Use of Digital Financial Services for the Developing World
Greg Smith, COO, Off-Grid, Kenya
 
2:15-2:20
Q&A All Session Speakers
 
REGULATORY, BIG DATA, SECURITY & CYBERCRIME
Moderator:TBC
2:20-2:35
Regulation of Mobile Money To Promote Financial Inlcusion in Colombia
PedroFelipe Lega, Deputy Director of Market Integrity, Financial Regulation Unit, URF, Bogota, Colombia
2:35-2:40
Privacy, Data Security & Encryption in Payments: A Global Perspective
Professor Louis de Koker, Chair of Law, Deakin University, Australia
2:40-2:55
Consumer Protection in Banking & Payments
US Federal Trade Commission, Washington DC (TBC)
2:55-3:10
US Cybersecurity: Policy & Challenges
Clete Johnson, Chief Counsel for Cybersecurity in the Public Safety and HomelandSecurity Bureau, FCC, Washington DC (TBC)
3:10-3:20
Q+A All Session Speakers
3:20-3:35 Coffee Break
 
DISRUPTIVE TRENDS IN DIGITAL FINANCE
Moderator:David True, President, NYPay and MD of Broadly Curious Advisors

3:35-3:50
Virtual Currencies - Systemic Risk Or Disruptive Innovation?
Prof David Yermack, Depart of Finance, NYU Stern School of Business, NY.
3:50-4:15
Evolution To The Next Generation Of Banking And Payments
Brett King, Founder, Moven, NY
4:15-4:30
The Disruptive Effects And Potential Of The Blockchain: From Bitcoin, To Identity To Ipos
Professor Ari Juels, Jacobs Institute, Cornell-Technicon, New York (TBC)
4:30-4:45
Q&AAll session speakers
<H6 STYLE="margin-top: 0in; margin-right: 0in; margin-bottom: 3.0pt; margin-left: 0in; text-indent: 0in;"></H6>
<H6 STYLE="margin-top: 0in;">4:45-5:00CONCLUDING REMARKS</H6>
Michael Koertzner, Head of Financial Services Industry, World Economic Forum, NY