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Join Nikita Surya, Director of Product, Emerging Data Signals at Mastercard, & Dre Cunningham, Product Strategy & Commercialization at Visa, for a candid conversation on what's changing right now at the intersection of AI & payments. We'll dig into emerging themes like agentic payments, the evolution of open banking rails, & how the next generation of payment experiences will be designed, governed, & brought to market.
Hear From Industry Leaders
Nikita Surya
Nikita Surya
Director - Product, Emerging Data Signals
Mastercard
Director of Product focused on agentic payments & emerging data signals. Leads teams building privacyfirst, AI driven payment systems where consented realtime data powers automated decisions & intelligent financial actions across the payment lifecycle.With a background spanning engineering & finance, she brings a quantitative lens to product strategy, drawing on optimization, mathematical modeling, & machine learning to solve complex problems in financial services & design scalable, efficient solutions.
Dre Cunningham
Dre Cunningham
Product Strategy & Commercialization, Visa
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Dre Cunningham leads product strategy & commercialization at Visa, where he focuses on scaling digital commerce & payment solutions across North America's merchant ecosystem. He began his career in strategic finance managing capital decisions across a multi-billion-dollar portfolio, founded a fintech marketplace while at Harvard Business School, & now works at the intersection of growth, product, & capital to build durable fintech businesses as new payment capabilities move from innovation to adoption.
Agentic payments move beyond recommendations toward AI-enabled experiences that can take action, initiate transactions, & complete payments with the right permissions & safeguards. This session explores what's emerging, where early use cases are gaining traction, & what product teams must get
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Agentic Payments: The Next Wave of Commerce
Agentic payments go beyond recommendations, enabling AI to initiate & complete transactions with proper permissions & safeguards. This section explores emerging use cases & what product teams must get right around trust & user consent.
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Open Banking as the New Payments Infrastructure
Open banking now powers personalization, underwriting, fraud signals, & new payment experiences. This section examines how the rails are evolving & how product leaders can build for what's next without overfitting to today's constraints.
03
Commercializing AI + Payments in a Regulated World
In payments, products succeed only if they're trusted & scalable. This section explores launching AI-driven payment products, from positioning & risk tolerance to compliance, fraud, & operational readiness.
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