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In an ecosystem often driven by hype, Payaza has focused on disciplined execution & institutional-grade infrastructure. The company is building a cross-border payments platform designed for long-term durability across markets.
Leadership:
Seyi Ebenezer (CEO & Co-Founder)
Seyi leads Payaza's strategy, expansion, & regulatory engagement. His focus has been on positioning Payaza as a trusted financial infrastructure company, with emphasis on governance, compliance, & financial discipline over short-term growth narratives.
Philips Akinyele (CTO & Co-Founder)
Philips leads engineering & infrastructure development. With experience across FirstBank, GTBank, Access Bank, Andela, Bankly, & Payfi, he brings deep expertise in building scalable financial systems across banking & fintech environments.
At Payaza, he has led the design of a multi-channel payments ecosystem powering SME & enterprise transactions across multiple markets.
Key Milestones:
Expanded operations into 20+ countries across Africa, North America, Europe, & the Middle East
Enabled integrations with Visa & Mastercard
Built scalable APIs for collections, disbursements, & embedded finance
Supported a $35M commercial paper program & 20.3B ($13.5M) debt repayment
Achieved investment-grade credit recognition, including AA upgrade & A affirmation
Signal of Maturity
Recent credit rating upgrades reflect Payaza's transition from growth-focused fintech metrics to institutional financial strength.
The company has received dual validation from leading African credit intelligence firms. DataPro upgraded Payaza from A to AA, citing strong financial performance, governance quality, & sustained operational momentum. Intelligence Africa also assigned an A rating, affirming its financial stability & credibility.
An AA rating places Payaza among the highest-rated fintech companies in the region, signaling low credit risk, strong liquidity management, & reliability for enterprise & institutional partners.
Together, Seyi Ebenezer & Philips Akinyele represent a single thesis: building a durable cross-border financial infrastructure system emerging from Africa, designed to scale globally.
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This event is a part of #NYTechWeek-a week of events hosted by VCs & startups to bring together the tech ecosystem. Learn more at www.tech-week.com.
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