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Visa // credit cards
Engineering, Full Time       Posted: Friday, July 12, 2019
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  Company Description

As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable & secure payment network - enabling individuals, businesses, & economies to thrive. Our advanced global processing network, VisaNet, provides secure & reliable payments around the world, & is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device, & fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network & scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, & be part of an inclusive & diverse workplace. We are a global team of disruptors, trailblazers, innovators & risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, & doing meaningful work that brings financial literacy & digital commerce to millions of unbanked & underserved consumers.

You're an Individual. We're the team for you. Together, let's transform the way the world pays.

Job Description

Visa's EMV Solutions team operates as part of the company's Chip & EMV Solutions Product Development group, under the leadership of the Senior VP of Visa Digital & Developer Platform (DDP).

Chip Development team, a part of EMV Solutions team, develops & maintains testing framework for Visa's contact & contactless chip products, mobile products & other emerging chip products. The Chip Test Development team is primarily responsible of ensuring chip product's compliance & interoperability to Visa specifications & requirements.

The Senior SoftwareEngineer operates as an individual contributor, a core member of the Chip Test Development team. Working within the team, this individual shall be responsible for developing model-based test requirements for Visa's specifications. This individual must be able to operate independently under tight timelines, changing deliverables & additional projects as they occur.


  • Design/develop/maintains testing framework for contact, contactless chip & mobile products to ensure compliance with Visa specifications.
  • Design/develop/maintain various test tools and/or applications to support the testing framework

  • Build & maintain trusted partnerships with internal & external contacts by acting as the chip product testing expert.

  • Provide support locally or remotely with internal counterparts or stakeholders within the Approval Services or EMV Solutions teams & external partners within the Digital Mobile Payment teams, regions & test facilities on the testing & approval process for chip products

  • Communicate clearly all interoperability risks and/or issues to management providing solutions & options.

  • Establish close working relationships, communicate effectively & proactively. Actively participate in cross-disciplinary working groups & collaborate closely with colleagues from the wider Visa Technology group

  • Identify opportunities for further enhancements & refinements to the development & testing processes. Be able to articulate recommendations & alternative options for enhancing the development & testing processes to management & other stakeholders (internal & external), offering new ideas, considering risks & delivering solutions

  • Bachelor's Degree in Computer Science / Information Technology / Engineering (or equivalent work experience) will be required

  • Proficiency in at least one programming language or technology including, but not limited, to Python, Java, .NET, C++.

  • Experience in developing tools/applications

  • Minimum 4-5 years of professional working experience in software development or Q/A in the area of IC (integrated circuit) chip card and/or terminal

  • An understanding of chip payment products (needs/solutions) will be highly preferred

  • Strong results-oriented team member; Analytic & fact-based consultative discipline.

  • Self-starter & ability, desire & motivation to learn quickly & pick up new skills

  • Possess excellent verbal/written communication skills & be able to effectively communicate with all levels.

  • Preference will be given to candidates who have working experience in payment industry with knowledge of:

    • Chip Cards & POS Terminals (Contact & Contactless)

    • Visa Integrated Circuit Card Specification (VIS) & Visa Contactless Payment Specification (VCPS)

    • EMVCo and/or GlobalPlatform specifications

    • ISO 7816 & ISO 14443 standards for card, device, mobile device, or other form factors

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