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Visa // credit cards
   Posted: Tuesday, December 03, 2019
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Company Description

As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable & secure payment network - enabling individuals, businesses, & economies to thrive. Our advanced global processing network, VisaNet, provides secure & reliable payments around the world, & is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device, & fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network & scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, & be part of an inclusive & diverse workplace. We are a global team of disruptors, trailblazers, innovators & risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, & doing meaningful work that brings financial literacy & digital commerce to millions of unbanked & underserved consumers.

You're an Individual. We're the team for you. Together, let's transform the way the world pays.

Job Description

Visa is seeking an experienced Risk Director (RD) to act as Visa's Sub-Region authority of market & client fraud performance, insights & risk success measures. Risk partners with issuers, acquirers, merchants, processors & other stakeholders to ensure secure business growth, by mitigating risks to the Visa payment system. The RD will also work collaboratively with global & local teams to develop, execute, & evaluate our in-country Enterprise Risk Management, Ecosystem Risk & Payment Risk Initiatives.

The Risk Director will work closely with the Risk Sub-Regions Head & other Risk Service Managers to support South Cone stakeholders, providing risk insights, consultative support & effectively managing key risks for Visa, & clients, in the market, while balancing our client's objectives & operational goals. Developing & influencing client adoption of risk reduction strategies & tools, & leading development & promoting Visa's Payment Security roadmap in South Cone.

Primary Responsibilities

Lead the Country Managers in their effort to grow the business securely, while providing fact-based market insights & strategic thought-leadership to assist Visa clients in managing their fraud risk, allowing balanced customer experience & operational metrics

Identify in-market risks for Visa & take actions to mitigate & for risk reduction, including executing in-country enterprise risk management programs

Acting as Subject Matter Expert with clients & help troubleshoot problems

Contribute to Champion Security by creating & implementing risk management roadmaps for the market, & identifying new, creative win-win methods to reduce & mitigate payment system risk, fraud & cardholder data security risks.

Work closely & guide the country's leadership to evaluate new Visa clients, to establish market & client plans, prioritizing activities, promote domestic processing & to promote adoption of Visa's fraud reduction tools & authentication solutions, i.e. 3D Secure 2.0, contactless, Visa Token Service, etc.

Partnering with product specialists to promote adoption & optimize the use of Visa fraud tools by client Issuers

Preparing reports, briefings & other written products for Visa & external stakeholders

Partnering with Government Relationships to train regulators about payment risks controls


Previous experience in managing direct staff & in coordinating multi-functional teams to execute in market risk functions, programs & initiatives

Minimum 10 years of relevant risk & business analytics experience, preferably with a large financial institution.

Bachelor's degree in business, computer science, management information systems or related fields. Masters desirable.

Wide knowledge of payment technologies & prevention systems

Creative thinking to identify new ways to approach common risk & data security problems

Expertise in managing product risks & advising clients in implementing risk mitigation strategies, policies & solutions

Ability to multi-task & pursue multiple initiatives simultaneously

Strong analytical, organizational & presentation skills

Excellent written, verbal communications skills & the ability to synthesize information & make clear, concise recommendations in Spanish & English.

Demonstrated ability to lead meetings, deliver presentations & comfortably interact with all levels of Visa management

The candidate must possess a high level of self-motivation, initiative & operate effectively as a team player

Ability to travel domestically & internationally approximately 20-30%.

Critical Competencies for Success

o Integrity & High Ethics: Our values & our brand mandate a total commitment to honesty & the highest standards of ethical behavior.

o Curiosity & Problem Solving: Visa seeks intellectually curious individuals who are committed & passionate about continual learning & who are driven to solve problems.

o Diversity: Visa actively seeks diverse talent, who will offer different perspectives & a variety of backgrounds to enhance Visa as a company.

o Leadership: A commitment to be a strong leader is mandatory. Everyone at Visa is a Leader guided by our leadership principles:

o Teamwork: Teamwork & shared success are important to Visa given our complex ecosystem & the collaboration across function, clients & industry players that is required to address our challenges & opportunities.

o Expertise: Employees should have a passion for their domain & a willingness to build upon functional expertise & skills that help Visadifferentiate & grow.

Forward Thinking: Employees must embrace emerging technologies that are rapidly driving towards the next generation of payments

Additional Information

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of Article 49 of the San Francisco Police Code.

All your information will be kept confidential according to EEO guidelines.

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